[et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”rgba(0,0,0,0.8)” background_blend=”multiply” custom_padding=”75px||75px||true|false” hover_enabled=”0″ global_colors_info=”{}” background_enable_image=”off” sticky_enabled=”0″ use_background_color_gradient=”on” background_color_gradient_stops=”#000000 54%|#ffffff 100%”][et_pb_row _builder_version=”4.17.3″ _module_preset=”default” width=”100%” max_width=”1200px” module_alignment=”center” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Business Financial Planning Orange County” content_max_width=”1100px” _builder_version=”4.17.4″ _module_preset=”default” header_level=”h1″ header_font=”Raleway|600|||||||” header_text_align=”center” header_text_color=”#FFFFFF” header_font_size=”45px” header_letter_spacing=”1px” body_text_color=”#FFFFFF” body_letter_spacing=”1px” body_line_height=”1.5em” custom_margin=”||||false|false” custom_margin_tablet=”|||0px|false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” header_text_align_tablet=”center” header_text_align_phone=”” header_text_align_last_edited=”on|tablet” header_font_size_tablet=”44px” header_font_size_phone=”36px” header_font_size_last_edited=”on|tablet” header_text_shadow_style=”preset2″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Our Businesses Financial Planning Services in Orange County” content_max_width=”1080px” _builder_version=”4.17.4″ _module_preset=”default” header_level=”h2″ header_text_color=”#FFFFFF” body_text_color=”#FFFFFF” body_letter_spacing=”0.6px” body_line_height=”1.5em” custom_margin_tablet=”|32px||32px|false|true” custom_margin_phone=”||-20px||false|false” custom_margin_last_edited=”on|tablet” custom_padding=”10px||||false|false” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” body_font_size_tablet=”” body_font_size_phone=”13px” body_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
Business financial planning is an integration of financial considerations, short-term and long-term implementation strategies, and an orchestration of factors well beyond the day-to-day business operations.<\/p>\n
Whether your business holds complexities of multiple entity structures, various owners and numerous employees, or just yourself and\/or outsourced contractors, we can help you examine how to streamline your expenses, strategies to reduce or eliminate self-employment tax, ultimately design the best business structure for cashflow and taxation, while simultaneously designing the best plan for your future retirement in an exit strategy.<\/p>\n
Running your business should be your primary focus and the time and expense of anything that does not benefit your business, or your bottom line is not worthy of your efforts. Business financial planning allows you to see your operation from the unique perspective of quantifying how all the financial pieces fit, and where efficiencies can be implemented. Find out how your business, and you personally could benefit from a fresh perspective.\u00a0<\/p>\n
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Being a small-business owner is more than a full-time job with addressing your employee and business needs, managing your business and personal finances, mitigating financial risks for your business, assess your taxes, and plan for your retirement. As an expert in your field, you understand the value of your time and what a benefit can be gained from a partnership to support your financial considerations. We will assist you to integrate your business into your financial plan and provide the advice that serves your best interests as an entrepreneur.<\/p>\n
Using a comprehensive, customized approach we combine tax planning and business planning with personal planning to find that sweet spot for your unique situation as a business owner. We work with the appropriate professionals to create strategies that can potentially help you reduce or defer taxes, maximize retirement benefits, mitigate risks, and gain more control over your financial future.<\/p>\n
Between partnerships, employees and family you have no shortage of commitments. We consider it our fiduciary duty to help you see the best possible outcomes.<\/p>\n
” content_phone=”<\/p>\n
Being a small-business owner is more than a full-time job with addressing your employee and business needs, managing your business and personal finances, mitigating financial risks for your business, assess your taxes, and plan for your retirement. As an expert in your field, you understand the value of your time and what a benefit can be gained from a partnership to support your financial considerations. We will assist you to integrate your business into your financial plan and provide the advice that serves your best interests as an entrepreneur.<\/p>\n
Using a comprehensive, customized approach we combine tax planning and business planning with personal planning to find that sweet spot for your unique situation as a business owner. We work with the appropriate professionals to create strategies that can potentially help you reduce or defer taxes, maximize retirement benefits, mitigate risks, and gain more control over your financial future.<\/p>\n
Between partnerships, employees and family you have no shortage of commitments. We consider it our fiduciary duty to help you see the best possible outcomes.<\/p>\n
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<\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n Being a small business owner is <\/strong>more than a full-time job<\/b> with addressing your employee and business needs, managing your business and personal finances, mitigating financial risks for your business, assessing your taxes, and planning for your retirement. Business financial planning can help you better organize and streamline these processes.<\/span><\/p>\n As an expert in your field, you understand the value of your time and what benefits can be gained from a partnership to support your financial considerations. Our<\/b><\/span> business financial planning services in Orange County <\/b>will assist you to integrate your business into your financial plan and provide the advice that serves your best interests as an entrepreneur.<\/span><\/p>\n Even if you happen to be a business without employees, many of the options that exist for larger businesses can apply to your structure as well. It is more a matter of understanding what your options are and implementing the strategies that serve you best.<\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2021\/09\/partnership-scaled.jpg” background_blend=”multiply” custom_padding=”75px||75px||true|false” hover_enabled=”0″ global_colors_info=”{}” background_enable_color=”off” sticky_enabled=”0″ title_text=”partnership” use_background_color_gradient=”on” background_color_gradient_stops=”#000000 11%|#ffffff 54%” background_color_gradient_type=”elliptical” alt=”Collaboration”][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” width=”90%” width_tablet=”90%” width_phone=”90%” width_last_edited=”on|desktop” max_width=”1200px” max_width_tablet=”1200px” max_width_phone=”1200px” max_width_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_cta title=”Schedule a conversation for your business financial planning needs in Orange County” button_url=”https:\/\/taxsmartinvesting.org\/schedule\/” url_new_window=”on” button_text=”Contact Us” _builder_version=”4.17.4″ _module_preset=”default” header_font=”|600|||||||” header_font_size=”21px” header_letter_spacing=”1px” header_line_height=”1.9em” body_letter_spacing=”0.6px” body_line_height=”1.5em” background_color=”rgba(255,255,255,0.06)” custom_button=”on” button_text_size=”13px” button_border_width=”2px” button_border_radius=”25px” button_letter_spacing=”1px” button_font=”|||||on|||” button_icon=”5||divi||400″ button_alignment=”center” custom_margin_tablet=”” custom_margin_phone=”|||0px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”|50px||50px|false|true” custom_padding_tablet=”|20px||20px|false|true” custom_padding_phone=”|||35px|false|false” custom_padding_last_edited=”on|phone” link_option_url=”https:\/\/taxsmartinvesting.org\/schedule\/” link_option_url_new_window=”on” header_font_size_tablet=”21px” header_font_size_phone=”18px” header_font_size_last_edited=”on|phone” header_letter_spacing_tablet=”1px” header_letter_spacing_phone=”1px” header_letter_spacing_last_edited=”on|phone” header_line_height_tablet=”1.3em” header_line_height_phone=”1.3em” header_line_height_last_edited=”on|phone” body_text_align_tablet=”” body_text_align_phone=”left” body_text_align_last_edited=”on|phone” body_font_size_tablet=”” body_font_size_phone=”13px” body_font_size_last_edited=”on|phone” module_alignment_tablet=”” module_alignment_phone=”” module_alignment_last_edited=”on|tablet” border_radii=”on|10px|10px|10px|10px” button_text_shadow_style=”preset2″ box_shadow_style_button=”preset3″ global_colors_info=”{}” button_border_radius__hover_enabled=”on|hover” button_border_radius__hover=”0px”]<\/p>\n If you have been in business for a while, you understand that business planning began as the roadmap or plan that was just about how to run your business.\u00a0Today, you understand that business planning is more about the fine-tuning of expenses, profitability, creating tax efficiencies, and eventually continuation and exit strategies.<\/p>\n [\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”rgba(0,0,0,0.03)” background_blend=”multiply” custom_padding=”75px||75px||true|false” hover_enabled=”0″ global_colors_info=”{}” background_enable_image=”off” sticky_enabled=”0″][et_pb_row column_structure=”1_2,1_2″ custom_padding_last_edited=”on|desktop” _builder_version=”4.17.4″ _module_preset=”default” width=”100%” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” max_width=”1400px” max_width_tablet=”1400px” max_width_phone=”1400px” max_width_last_edited=”on|desktop” custom_padding=”||50px||false|false” 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icon_font_size=”22px” global_colors_info=”{}” header_text_color=”rgba(0,0,0,0.6)” sticky_enabled=”0″][\/et_pb_blurb][et_pb_blurb title=”What are the steps to prepare your business for sale and avoid getting drowned by taxes once you do?” use_icon=”on” font_icon=”||divi||400″ icon_color=”rgba(0,0,0,0.6)” icon_placement=”left” image_icon_width=”22px” content_max_width=”1100px” _builder_version=”4.27.4″ _module_preset=”default” header_font=”Lato||||||||” header_font_size=”16px” header_line_height=”1.4em” background_layout=”dark” custom_margin=”||0px|” custom_padding=”|||||true” custom_padding_tablet=”|25px||25px|false|true” custom_padding_phone=”|25px||25px|false|true” custom_padding_last_edited=”on|tablet” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%” hover_enabled=”0″ header_font_size_tablet=”15px” header_font_size_phone=”14px” header_font_size_last_edited=”on|phone” icon_font_size=”22px” global_colors_info=”{}” header_text_color=”rgba(0,0,0,0.6)” sticky_enabled=”0″][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.17.4″ _module_preset=”default” custom_css_main_element=”order:1″ global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.27.4″ _module_preset=”default” text_font=”Lato||||||||” text_font_size=”18px” text_letter_spacing=”1px” link_font=”||||||||” ul_font=”||||||||” ol_font=”||||||||” quote_font=”||||||||” header_font=”||||||||” header_2_font=”|700|||||||” header_2_text_align=”left” header_2_font_size=”29px” header_2_letter_spacing=”2px” header_2_line_height=”1.2em” header_3_font=”||||||||” header_4_font=”||||||||” header_5_font=”||||||||” header_6_font=”Lato|700|||||||” header_6_font_size=”18px” header_6_letter_spacing=”1px” header_6_line_height=”1.8em” text_orientation=”right” background_layout=”dark” custom_margin_tablet=”||25px||false|false” custom_margin_phone=”||25px||false|false” custom_margin_last_edited=”on|tablet” custom_padding_tablet=”|30px||30px|false|true” custom_padding_phone=”|30px||30px|false|true” custom_padding_last_edited=”on|tablet” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%” hover_enabled=”0″ text_font_size_tablet=”14px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”” text_line_height_phone=”” text_line_height_last_edited=”on|tablet” header_2_font_size_tablet=”” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″ header_2_text_color=”rgba(0,0,0,0.6)” text_text_color=”rgba(0,0,0,0.6)”]<\/p>\n Finding your niche and building a business around it was just the first challenge. Making daily operational decisions, and managing every aspect of your business is what you signed up for, but the financial decisions around every other aspect of your business can represent a different set of challenges.<\/p>\n Get the business financial planning advice you need, when you need it. Your perspective and goals are unique, your financial advice should be no different.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_blend=”multiply” custom_padding=”37px||37px||true|false” hover_enabled=”0″ global_colors_info=”{}” background_enable_color=”off” background_enable_image=”off” sticky_enabled=”0″][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_padding=”9px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”How Can Our Business Financial Planning Services in Orange County Help You?” content_max_width=”100%” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h2″ header_font=”|700|||||||” header_text_align=”left” header_text_color=”rgba(0,0,0,0.6)” header_line_height=”1.4em” body_font=”||||||||” body_text_color=”rgba(0,0,0,0.6)” body_letter_spacing=”0.6px” body_line_height=”1.5em” hover_enabled=”0″ header_font_size_tablet=”” header_font_size_phone=”25px” header_font_size_last_edited=”on|phone” body_font_size_tablet=”” body_font_size_phone=”13px” body_font_size_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Using a comprehensive, customized approach <\/span>we combine tax planning,<\/span><\/span><\/b><\/a> business financial planning, and personal financial planning<\/span><\/b><\/a><\/span> to find that sweet spot for your unique situation as a business owner. We work with the appropriate accounting and legal professionals to create strategies that can potentially help you reduce or defer taxes, maximize retirement benefits, mitigate risks, and gain more control over your financial future.<\/strong><\/span><\/p>\n See more about our related services:<\/span><\/i><\/p>\n Between partnerships, employees and family you have no shortage of commitments. We consider it our fiduciary duty<\/strong> to help you design the best possible outcomes<\/b>.<\/span><\/strong><\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”rgba(0,0,0,0.03)” background_blend=”multiply” custom_padding=”75px||75px||true|false” hover_enabled=”0″ global_colors_info=”{}” background_enable_image=”off” sticky_enabled=”0″][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” width=”100%” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” max_width=”1260px” max_width_tablet=”1260px” max_width_phone=”1260px” max_width_last_edited=”on|desktop” custom_padding=”9px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Small Business Retirement Plans in Orange County” content_max_width=”100%” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h2″ header_font=”|700|||||||” header_text_align=”left” header_text_color=”rgba(0,0,0,0.6)” header_line_height=”1.4em” body_font=”||||||||” body_text_color=”rgba(0,0,0,0.6)” body_letter_spacing=”0.6px” body_line_height=”1.5em” width_tablet=”90%” width_phone=”90%” width_last_edited=”on|tablet” custom_margin_tablet=”||-50px||false|false” custom_margin_phone=”||-20px||false|false” custom_margin_last_edited=”on|tablet” hover_enabled=”0″ header_font_size_tablet=”” header_font_size_phone=”25px” header_font_size_last_edited=”on|phone” body_font_size_tablet=”” body_font_size_phone=”13px” body_font_size_last_edited=”on|phone” module_alignment_tablet=”center” module_alignment_phone=”center” module_alignment_last_edited=”on|tablet” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n We do offer advisory services for <\/span>small business retirement plans in Orange County<\/span>, but a major component of most retirement considerations is that of the workplace retirement plan. From your standpoint as an employer, you recognize the importance of providing your employees with a retirement plan, but where do you begin?<\/p>\n <\/span>An area of specialization we offer is that of providing fiduciary services as it relates to 401(k) retirement plans. Here we may address the establishment of a new plan or assist in the advisory of an established plan. Within the state of California, as of June 30, 2021, employers with 50 employees or more were mandated to establish a plan or take on the state-run CalSavers program, and now as of June 30, 2022, more than 70% of small businesses, employers with 5-50 employees were mandated to do the same.<\/p>\n Understanding your options and making the best business financial planning decisions for your business is crucial instead of being imposed to do so. Even if you started CalSavers<\/span>, other, better options can be made.<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_blend=”multiply” custom_padding=”75px||75px||true|false” hover_enabled=”0″ global_colors_info=”{}” background_enable_color=”off” background_enable_image=”off” sticky_enabled=”0″][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.17.4″ _module_preset=”default” width=”100%” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” max_width=”1260px” max_width_tablet=”1260px” max_width_phone=”1260px” max_width_last_edited=”on|desktop” custom_margin=”-20px||||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb content_max_width=”600px” content_max_width_tablet=”695px” content_max_width_phone=”360px” content_max_width_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” body_letter_spacing=”0.6px” body_line_height=”1.5em” background_layout=”dark” custom_margin=”35px||||false|false” custom_margin_tablet=”35px||||false|false” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|desktop” hover_enabled=”0″ body_font_size_tablet=”” body_font_size_phone=”13px” body_font_size_last_edited=”on|phone” global_colors_info=”{}” body_text_color=”rgba(0,0,0,0.6)” sticky_enabled=”0″]<\/p>\n For those of you with existing 401(k) plans, we find more often than not that multiple improvements are possible for little change in fees, or even cost savings. Costs to manage plans have come down over the past several years and yet often changes have not been implemented.\u00a0 Cost and selection of funds may be sub-optimal, costing you and your employees over time.<\/p>\n The implementation of regular participant education and advisory oversight can be extremely valuable.\u00a0 This is especially the case when you have employee retirement plans that are organized through payroll companies without the direct oversight of financial advisory guidance.<\/p>\n In many older, more traditional 401(k) retirement plan designs, you as owners, as well as your highly compensated, key employees are limited in your contributions to your retirement plan.\u00a0 Although this design is fair to the greater majority of your employees, it is limited to higher incomes.<\/p>\n Modern small business retirement plan design allows for fairness at all income levels.\u00a0 We evaluate and recommend the best plan design based on your business financial planning needs, costs, and fees to manage<\/strong><\/em>, as well as how employees and owners alike may benefit by implementing such enhancements.<\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.17.3″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2022\/04\/small_business_owner.jpg” alt=”small business planning” content_max_width=”600px” content_max_width_tablet=”600px” content_max_width_phone=”360px” content_max_width_last_edited=”on|desktop” _builder_version=”4.27.4″ _module_preset=”default” body_letter_spacing=”0.6px” body_line_height=”1.5em” background_layout=”dark” hover_enabled=”0″ body_font_size_tablet=”” body_font_size_phone=”13px” body_font_size_last_edited=”on|phone” border_radii_image=”on|10px|10px|10px|10px” box_shadow_style_image=”preset2″ global_colors_info=”{}” body_text_color=”rgba(0,0,0,0.6)” sticky_enabled=”0″]<\/p>\n Representing our fiduciary responsibilities, we approach small business retirement plans in Orange County as an independent and objective firm<\/strong>, in evaluating the health of your plan, fund selections, asset allocations, and just as importantly, reasonable and appropriate fee benchmarks.<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Business financial planning is an integration of financial considerations, short-term and long-term implementation strategies, and an orchestration of factors well beyond the day-to-day business operations. Whether your business holds complexities of multiple entity structures, various owners and numerous employees, or just yourself and\/or outsourced contractors, we can help you examine how to streamline your expenses, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-1397","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/taxsmartinvesting.org\/es\/wp-json\/wp\/v2\/pages\/1397","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/taxsmartinvesting.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/taxsmartinvesting.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/taxsmartinvesting.org\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/taxsmartinvesting.org\/es\/wp-json\/wp\/v2\/comments?post=1397"}],"version-history":[{"count":62,"href":"https:\/\/taxsmartinvesting.org\/es\/wp-json\/wp\/v2\/pages\/1397\/revisions"}],"predecessor-version":[{"id":242849,"href":"https:\/\/taxsmartinvesting.org\/es\/wp-json\/wp\/v2\/pages\/1397\/revisions\/242849"}],"wp:attachment":[{"href":"https:\/\/taxsmartinvesting.org\/es\/wp-json\/wp\/v2\/media?parent=1397"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Difficult business decisions rarely develop when you expect them, when they do, approach them better-prepared<\/h2>\n
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