[et_pb_section fb_built=”1″ fullwidth=”on” disabled_on=”off|off|off” admin_label=”Hero” _builder_version=”4.16″ background_color=”#FFFFFF” parallax=”on” horizontal_offset=”0px” custom_padding=”|||” transparent_background=”on” global_colors_info=”{}”][et_pb_fullwidth_header title=”Wealth Management in Orange County” subhead=”Estate and wealth management, where financial advice is focused on what you keep” header_fullscreen=”on” button_one_text=”Learn more” button_one_url=”https:\/\/taxsmartinvesting.org\/tax-planning\/” button_two_text=”Contact us” button_two_url=”https:\/\/taxsmartinvesting.org\/schedule\/” subhead_font_color=”#bebebe” content_tablet=”<\/p>\n<\/p>\n<\/p>\n<\/p>\n<\/p>\n
” content_phone=”” content_last_edited=”on|tablet” content_max_width_tablet=”” content_max_width_phone=”100%” content_max_width_last_edited=”on|phone” disabled_on=”off|off|off” _builder_version=”4.27.5″ title_font=”Raleway|600|||||||” title_text_align=”center” title_text_color=”#FFFFFF” title_font_size=”61px” title_letter_spacing=”2px” title_line_height=”1.7em” content_font=”Montserrat|500|||||||” content_text_align=”center” content_text_color=”#FFFFFF” content_font_size=”21px” content_letter_spacing=”3px” content_line_height=”2.4em” subhead_font=”Raleway|600|||||||” subhead_text_align=”center” subhead_text_color=”#FFFFFF” subhead_font_size=”30px” subhead_line_height=”1.8em” background_enable_color=”off” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2021\/09\/family-scaled.jpg” background_position=”bottom_center” custom_button_one=”on” button_one_text_size=”16px” button_one_text_color=”#ffffff” button_one_border_width=”2px” button_one_border_color=”#ffffff” button_one_border_radius=”25px” button_one_letter_spacing=”1px” button_one_font=”Montserrat||||||||” button_one_icon=”5||divi||400″ button_one_custom_margin=”70px|auto|auto|600px|false|false” button_one_custom_margin_tablet=”||20px|180px|false|false” button_one_custom_margin_phone=”|||95px|false|false” button_one_custom_margin_last_edited=”on|tablet” button_one_custom_padding=”||||false|false” button_one_custom_padding_tablet=”||||false|false” button_one_custom_padding_phone=”||||false|false” button_one_custom_padding_last_edited=”on|desktop” custom_button_two=”on” button_two_text_size=”16px” button_two_text_color=”#ffffff” button_two_bg_color=”RGBA(0,0,0,0)” button_two_border_width=”2px” button_two_border_color=”#ffffff” button_two_border_radius=”25px” button_two_letter_spacing=”1px” button_two_font=”Montserrat||||||||” button_two_icon=”5||divi||400″ button_two_custom_margin=”70px|auto|auto|12px|false|false” button_two_custom_margin_tablet=”||20px|12px|false|false” button_two_custom_margin_phone=”-1px|||97px|false|false” button_two_custom_margin_last_edited=”on|phone” vertical_offset=”0px” horizontal_offset=”0px” max_width_tablet=”100%” max_width_phone=”100%” max_width_last_edited=”on|phone” module_alignment=”center” min_height_tablet=”” min_height_phone=”” min_height_last_edited=”on|desktop” height=”800px” height_tablet=”800px” height_phone=”800px” height_last_edited=”on|desktop” max_height_tablet=”” max_height_phone=”” max_height_last_edited=”on|desktop” custom_margin=”||||false|false” custom_margin_tablet=”|0px|||false|false” custom_margin_phone=”|0px|0px||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”||||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”|0px|0px||false|false” custom_padding_last_edited=”on|phone” animation_style=”zoom” animation_duration=”1500ms” animation_intensity_zoom=”4%” link_option_url_new_window=”on” title_font_tablet=”” title_font_phone=”” title_font_last_edited=”on|tablet” title_font_size_tablet=”46px” title_font_size_phone=”38px” title_font_size_last_edited=”on|desktop” title_line_height_tablet=”1.2em” title_line_height_phone=”” title_line_height_last_edited=”on|desktop” content_font_size_tablet=”14px” content_font_size_phone=”14px” content_font_size_last_edited=”on|tablet” content_letter_spacing_tablet=”” content_letter_spacing_phone=”1.5px” content_letter_spacing_last_edited=”on|phone” content_line_height_tablet=”” content_line_height_phone=”1.7em” content_line_height_last_edited=”on|phone” subhead_font_tablet=”Raleway|600|||||||” subhead_font_phone=”Raleway|600|||||||” subhead_font_last_edited=”on|phone” subhead_text_color_tablet=”#FFFFFF” subhead_text_color_phone=”#000000″ subhead_text_color_last_edited=”on|phone” subhead_font_size_tablet=”25px” subhead_font_size_phone=”19px” subhead_font_size_last_edited=”on|phone” subhead_line_height_tablet=”1.7em” subhead_line_height_phone=”1.6em” subhead_line_height_last_edited=”on|tablet” background_last_edited=”on|phone” use_background_color_gradient_phone=”off” button_one_text_size_tablet=”13px” button_one_text_size_phone=”16px” button_one_text_size_last_edited=”on|tablet” button_two_text_size_tablet=”13px” button_two_text_size_phone=”16px” button_two_text_size_last_edited=”on|phone” custom_css_button_2=”font-size:14px !important;” title_text_shadow_style=”preset1″ title_text_shadow_color=”rgba(255,255,255,0.43)” content_text_shadow_style=”preset2″ subhead_text_shadow_style=”preset2″ subhead_text_shadow_blur_strength=”0.43em” subhead_text_shadow_color=”rgba(255,255,255,0.86)” border_width_all_image=”1px” button_one_text_shadow_style=”preset3″ button_one_text_shadow_color=”#FFFFFF” button_two_text_shadow_style=”preset3″ button_two_text_shadow_color=”#FFFFFF” box_shadow_style_button_one=”preset1″ box_shadow_style_button_two=”preset1″ button_one_border_radius_hover=”0px” button_one_letter_spacing_hover=”1px” button_two_letter_spacing_hover=”1px” global_colors_info=”{}” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_one_border_radius__hover_enabled=”on” button_one_border_radius__hover=”0px” button_two_border_radius__hover_enabled=”on” button_one_letter_spacing__hover_enabled=”on” button_one_letter_spacing__hover=”1px” button_two_letter_spacing__hover_enabled=”on” button_two_letter_spacing__hover=”1px” button_one_bg_color__hover_enabled=”off|desktop” button_two_bg_color__hover_enabled=”on|hover” button_two_border_radius__hover=”0px” custom_css_button_2__hover_enabled=”off|hover” custom_css_button_2__hover=”background:hsla(0,0%,100%,.2)!important;” button_two_bg_color__hover=”RGBA(0,0,0,0)” custom_css_main_element_last_edited=”on|tablet” custom_css_button_1_last_edited=”on|phone” custom_css_button_1_tablet=”font-size:12px !important;” custom_css_button_1_phone=”font-size:12px !important;” custom_css_main_element_tablet=”cu-header” custom_css_main_element_phone=”cu-header” custom_css_button_2_last_edited=”on|tablet” custom_css_button_2_tablet=”font-size:12px !important;” custom_css_button_2_phone=”font-size:12px !important;”][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Section” _builder_version=”4.27.5″ background_color=”rgba(0,0,0,0)” use_background_color_gradient=”on” background_color_gradient_stops=”#1b2607 46%|rgba(86,247,196,0.22) 100%” background_color_gradient_start=”#1b2607″ background_color_gradient_end=”rgba(86,247,196,0.22)” background_enable_image=”off” background_position=”top_center” background_blend=”multiply” background_enable_mask_style=”on” background_mask_style=”wave” height=”800px” height_tablet=”1000px” height_phone=”1900px” height_last_edited=”on|desktop” max_height_tablet=”1500px” max_height_phone=”2000px” max_height_last_edited=”on|phone” custom_margin=”25px||10px||false|false” custom_margin_tablet=”25px||10px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”50px||50px||true|false” custom_padding_tablet=”10px||10px||true|false” custom_padding_phone=”10px||10px||true|false” background_last_edited=”on|phone” use_background_color_gradient_tablet=”on” use_background_color_gradient_phone=”off” background_color_gradient_stops_tablet=”#1b2607 43%|rgba(86,247,196,0.22) 100%” background_enable_pattern_style_phone=”off” background_pattern_color_phone=”rgba(0,0,0,0.04)” background_enable_mask_style_tablet=”on” background_enable_mask_style_phone=”off” background_mask_style_tablet=”corner-square” background_mask_transform_tablet=”flip_horizontal” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ make_equal=”on” _builder_version=”4.27.5″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”1440px” max_width_tablet=”1601px” max_width_phone=”1601px” max_width_last_edited=”on|desktop” module_alignment=”center” height=”703px” height_tablet=”290px” height_phone=”1000px” height_last_edited=”on|desktop” custom_margin=”-23px||||false|false” custom_margin_tablet=”-30px||||false|false” custom_margin_phone=”-30px||||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”|0px||0px|false|false” custom_width_px=”1774px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Who We Advise” content_tablet=”<\/p>\n
Wealth management goes beyond mere maintenance; it is a dynamic journey of growth and refinement during working years and sustainability in retirement.<\/p>\n
Your financial needs evolve with each life stage, and as you accumulate wealth, the strategies for a W-2 employee, a 1099 independent contractor, and an independent business owner within a corporate framework vary significantly.<\/p>\n
When you transition into retirement, how you led your professional life greatly influences your next steps, whether it’s staging your 401(k) for distribution, liquidating shares, or negotiating the sale of a business.<\/p>\n
We are here to guide you in optimizing your wealth management at every stage, ensuring your decisions lead to the best possible outcomes as your trusted partner and navigator.<\/p>\n
” content_phone=”<\/p>\n
Wealth management goes beyond mere maintenance; it is a dynamic journey of growth and refinement during working years and sustainability in retirement.<\/p>\n
Your financial needs evolve with each life stage, and as you accumulate wealth, the strategies for a W-2 employee, a 1099 independent contractor, and an independent business owner within a corporate framework vary significantly.<\/p>\n
When you transition into retirement, how you led your professional life greatly influences your next steps, whether it’s staging your 401(k) for distribution, liquidating shares, or negotiating the sale of a business.<\/p>\n
We are here to guide you in optimizing your wealth management at every stage, ensuring your decisions lead to the best possible outcomes as your trusted partner and navigator.<\/p>\n
” content_last_edited=”on|tablet” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#000000″ header_font_size=”30px” header_letter_spacing=”2px” header_line_height=”1.4em” body_text_color=”#000000″ body_font_size=”16px” custom_margin=”|-15px||-50px|false|false” custom_margin_tablet=”|31px||15px|false|false” custom_margin_phone=”|31px||15px|false|false” custom_margin_last_edited=”on|tablet” custom_padding_tablet=”” custom_padding_phone=”|25px||25px|false|true” custom_padding_last_edited=”on|phone” header_text_color_tablet=”#FFFFFF” header_text_color_phone=”#000000″ header_text_color_last_edited=”on|tablet” header_font_size_tablet=”26px” header_font_size_phone=”22px” header_font_size_last_edited=”on|desktop” header_letter_spacing_tablet=”1px” header_letter_spacing_phone=”1px” header_letter_spacing_last_edited=”on|desktop” header_line_height_tablet=”1.1em” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|desktop” body_text_color_tablet=”#FFFFFF” body_text_color_phone=”#000000″ body_text_color_last_edited=”on|tablet” body_font_size_tablet=”” body_font_size_phone=”15px” body_font_size_last_edited=”on|phone” body_line_height_tablet=”” body_line_height_phone=”1.6em” body_line_height_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
<\/p>\n
Wealth management in Orange County goes beyond mere maintenance; it is a dynamic journey of growth and refinement during working years and sustainability in retirement.<\/p>\n
Your financial needs evolve with each life stage, and as you accumulate wealth, the strategies for a W-2 employee, a 1099 independent contractor, and an independent business owner within a corporate framework vary significantly.<\/p>\n
When you transition into retirement, how you led your professional life greatly influences your next steps, whether it’s staging your 401(k) for distribution, liquidating shares, or negotiating the sale of a business.<\/p>\n
We are here to guide you in optimizing your wealth management at every stage, ensuring your decisions lead to the best possible outcomes as your trusted partner and navigator.<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Small Business Owners” url_new_window=”on” image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2025\/12\/Business-owner.png” alt=”Small Business Owner” content_max_width_tablet=”316px” content_max_width_phone=”316px” content_max_width_last_edited=”on|tablet” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_text_color=”#000000″ header_font_size=”25px” body_text_color=”#000000″ body_font_size=”20px” body_letter_spacing=”1px” body_line_height=”1.8em” transform_scale=”82%|82%” transform_scale_tablet=”82%|82%” transform_scale_phone=”82%|82%” transform_scale_last_edited=”on|phone” transform_translate=”-21px|-50px” transform_translate_tablet=”-21px|-50px” transform_translate_phone=”0px|-70px” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|phone” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|phone” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|phone” transform_styles_last_edited=”on|phone” custom_padding=”6px||||false|false” custom_padding_tablet=”27px|||42px|false|false” custom_padding_phone=”27px|||0px|false|false” custom_padding_last_edited=”on|tablet” link_option_url=”https:\/\/taxsmartinvesting.org\/business-financial-planning\/” header_text_align_tablet=”center” header_text_align_phone=”center” header_text_align_last_edited=”on|tablet” header_font_size_tablet=”22px” header_font_size_phone=”25px” header_font_size_last_edited=”on|desktop” body_text_align_tablet=”justify” body_text_align_phone=”justify” body_text_align_last_edited=”on|tablet” body_font_size_tablet=”18px” body_font_size_phone=”20px” body_font_size_last_edited=”on|desktop” body_letter_spacing_tablet=”” body_letter_spacing_phone=”” body_letter_spacing_last_edited=”on|desktop” body_line_height_tablet=”1.8em” body_line_height_phone=”1.8em” body_line_height_last_edited=”on|desktop” transform_styles_tablet=”” transform_styles_phone=”” module_alignment_tablet=”” module_alignment_phone=”” module_alignment_last_edited=”on|tablet” header_text_shadow_style=”preset3″ border_radii_image_tablet=”on|10px|10px|10px|10px” border_radii_image_phone=”on|10px|10px|10px|10px” border_radii_image_last_edited=”on|desktop” border_width_all_image_tablet=”” border_width_all_image_phone=”” border_width_all_image_last_edited=”on|desktop” box_shadow_style_image=”preset1″ global_colors_info=”{}”]<\/p>\n
You took the more difficult path professionally; let’s take the difficulty out of the path ahead\u00a0 \u21d2<\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Business Professionals” url_new_window=”on” image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2025\/12\/business-8941853_1920.jpg” alt=”Business Executives” content_max_width_tablet=”316px” content_max_width_phone=”316px” content_max_width_last_edited=”on|tablet” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_text_color=”#000000″ body_text_color=”#000000″ body_font_size=”16px” transform_scale=”115%|115%” transform_scale_tablet=”115%|115%” transform_scale_phone=”85%|85%” transform_scale_last_edited=”on|phone” transform_translate=”-21px|20px” transform_translate_tablet=”-21px|20px” transform_translate_phone=”0px|-125px” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|phone” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|phone” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|phone” transform_styles_last_edited=”on|phone” custom_margin=”200px||||false|false” custom_margin_tablet=”200px||||false|false” custom_margin_phone=”-10px||20px||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”15px||||false|false” custom_padding_tablet=”|||61px|false|false” custom_padding_phone=”|||0px|false|false” custom_padding_last_edited=”on|tablet” link_option_url=”https:\/\/taxsmartinvesting.org\/wealth-advisors\/” header_text_align_tablet=”center” header_text_align_phone=”center” header_text_align_last_edited=”on|tablet” header_font_size_tablet=”16px” header_font_size_phone=”26px” header_font_size_last_edited=”on|phone” body_text_align_tablet=”” body_text_align_phone=”” body_text_align_last_edited=”on|tablet” body_font_size_tablet=”13px” body_font_size_phone=”20px” body_font_size_last_edited=”on|desktop” body_line_height_tablet=”” body_line_height_phone=”1.8em” body_line_height_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” module_alignment_tablet=”” module_alignment_phone=”” module_alignment_last_edited=”on|tablet” header_text_shadow_style=”preset3″ box_shadow_style_image=”preset1″ global_colors_info=”{}”]<\/p>\n Let’s have the discussions your HR department never will\u00a0 \u21d2<\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Retirees \/ Pre-Retirees” url_new_window=”on” image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2023\/08\/happy-retired-couple-scaled.jpg” alt=”Retirees” content_max_width_tablet=”316px” content_max_width_phone=”316px” content_max_width_last_edited=”on|tablet” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_text_color=”#000000″ header_font_size=”20px” body_text_color=”#000000″ body_font_size=”18px” body_line_height=”1.8em” transform_scale_tablet=”86%|86%” transform_scale_phone=”86%|86%” transform_scale_last_edited=”on|tablet” transform_translate_tablet=”0px|-200px” transform_translate_phone=”0px|-200px” transform_translate_last_edited=”on|tablet” transform_translate_linked_tablet=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|tablet” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|tablet” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|tablet” transform_styles_last_edited=”on|tablet” custom_margin=”270px||||false|false” custom_margin_tablet=”270px||||false|false” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”14px||||false|false” custom_padding_tablet=”14px||||false|false” custom_padding_phone=”14px||||false|false” custom_padding_last_edited=”on|desktop” link_option_url=”https:\/\/taxsmartinvesting.org\/planning-retirement\/” header_text_align_tablet=”center” header_text_align_phone=”center” header_text_align_last_edited=”on|tablet” header_font_size_tablet=”21px” header_font_size_phone=”26px” header_font_size_last_edited=”on|desktop” body_font_size_tablet=”18px” body_font_size_phone=”18px” body_font_size_last_edited=”on|desktop” body_letter_spacing_tablet=”” body_letter_spacing_phone=”” body_letter_spacing_last_edited=”on|desktop” body_line_height_tablet=”1.8em” body_line_height_phone=”1.8em” body_line_height_last_edited=”on|desktop” transform_styles_tablet=”” transform_styles_phone=”” header_text_shadow_style=”preset3″ border_radii_image_tablet=”on|10px|10px|10px|10px” border_radii_image_phone=”on|10px|10px|10px|10px” border_radii_image_last_edited=”on|desktop” box_shadow_style_image=”preset1″ global_colors_info=”{}”]<\/p>\n You have decided to retire, or are just about to, let’s make sure it’s all that you’ve imagined\u00a0 \u21d2<\/span><\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Testimonials” _builder_version=”4.17.4″ _module_preset=”default” background_color=”#f5f5f5″ custom_margin_tablet=”-40px||||false|false” custom_margin_phone=”-40px||||false|false” custom_margin_last_edited=”on|tablet” custom_padding=”|||” locked=”off” global_colors_info=”{}”][et_pb_row admin_label=”Testimonials Area” _builder_version=”4.27.5″ _module_preset=”default” custom_margin_tablet=”” custom_margin_phone=”-15px||||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”How We Work Together” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_font_size=”30px” header_letter_spacing=”2px” header_line_height=”1.4em” body_font=”||||||||” body_text_align=”center” body_font_size=”17px” header_font_size_tablet=”30px” header_font_size_phone=”30px” header_font_size_last_edited=”on|desktop” header_letter_spacing_tablet=”2px” header_letter_spacing_phone=”2px” header_letter_spacing_last_edited=”on|desktop” header_line_height_tablet=”1.4em” header_line_height_phone=”1.4em” header_line_height_last_edited=”on|desktop” body_font_size_tablet=”17px” body_font_size_phone=”17px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n Flexible options to engage in financial advice in the way you prefer<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font=”Arial|700|||||||” text_font_size=”16px” text_letter_spacing=”1px” text_line_height=”1.8em” custom_margin=”||-25px||false|false” custom_margin_tablet=”||-25px||false|false” custom_margin_phone=”||-25px||false|false” custom_margin_last_edited=”on|desktop” text_font_size_tablet=”16px” text_font_size_phone=”16px” text_font_size_last_edited=”on|desktop” text_letter_spacing_tablet=”1px” text_letter_spacing_phone=”1px” text_letter_spacing_last_edited=”on|desktop” text_line_height_tablet=”1.8em” text_line_height_phone=”1.8em” text_line_height_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n Financial decisions take on very different views depending on your stage of life. Wealth management in Orange County takes on unique approaches as you build wealth early in your career, carefully grow it in your prime earning years, and strategically maintain it in retirement.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” custom_margin=”-20px||||false|false” custom_margin_tablet=”-20px||||false|false” custom_margin_phone=”-20px||||false|false” custom_margin_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n <\/em><\/p>\n No matter which path you choose, we consider it our duty and honor to be your financial advocates to help support the financial opportunities and challenges that life may present. Our goal is to help you navigate your financial journey with prudent advice so that you may achieve your goals with better clarity and less undue financial stress.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ admin_label=”Testimonials” _builder_version=”4.17.3″ _module_preset=”default” custom_padding=”0|0px|0|0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”Hourly Advice” quote_icon=”off” _builder_version=”4.27.5″ _module_preset=”default” body_font=”||on||||||” body_text_color=”rgba(0,0,0,0.84)” body_letter_spacing=”0.6px” body_line_height=”1.4em” author_font=”|700|on||||||” author_text_color=”rgba(0,0,0,0.84)” author_font_size=”15px” background_color=”rgba(255,255,255,0.77)” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2022\/04\/sand-2005066_1280.jpg” background_size=”stretch” background_blend=”screen” custom_margin=”|-15px||-15px|false|true” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”10%” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n You may have done a great job developing and maintaining your financial portfolio, and perhaps all you need is a second opinion, an occasional review of strategies, or sound advice on critical financial planning considerations as they arise. In this case, we are here for you as needed, providing financial advice on an hourly basis.<\/p>\n [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”Fee Based Advice” quote_icon=”off” _builder_version=”4.27.5″ _module_preset=”default” body_font=”||on||||||” body_text_color=”rgba(0,0,0,0.84)” body_letter_spacing=”0.6px” body_line_height=”1.4em” author_font=”|700|on||||||” author_text_color=”rgba(0,0,0,0.84)” background_color=”rgba(255,255,255,0.77)” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2022\/04\/sand-2005066_1280.jpg” background_size=”stretch” background_blend=”screen” custom_margin=”|-12px||-12px|false|true” animation_style=”slide” animation_direction=”bottom” animation_delay=”100ms” animation_intensity_slide=”10%” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset2″ locked=”off” global_colors_info=”{}”]<\/p>\n You may prefer a dedicated team to design your short- and long-term strategies for managing and monitoring your financial world, with regular communication and financial goal planning for your work and personal investments. In this case, we are here to provide advice regularly, as a traditional percentage of assets under management, working as your partner to navigate challenges and capture opportunities together.<\/p>\n [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”Solution Based Advice” quote_icon=”off” _builder_version=”4.27.5″ _module_preset=”default” body_font=”||on||||||” body_text_color=”rgba(0,0,0,0.84)” body_letter_spacing=”0.6px” body_line_height=”1.4em” author_font=”|700|on||||||” author_text_color=”rgba(0,0,0,0.84)” background_color=”rgba(255,255,255,0.77)” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2022\/04\/sand-2005066_1280.jpg” background_size=”stretch” background_blend=”screen” custom_margin=”|-15px||-15px|false|true” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”10%” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset2″ locked=”off” global_colors_info=”{}”]<\/p>\n There are occasions when an objective perspective is essential for finding the right product solution tailored to your needs. In these cases, compensation is structured as a commission for referring business to a specific company. Importantly, this compensation is fully covered by the company that receives your business, thus your investment remains unaffected. As an independent firm, we collaborate with a diverse range of reputable A-rated companies, free from obligations or affiliations to any single organization. This independence enables us to focus exclusively on identifying the most suitable solution for your unique needs, ensuring our recommendations remain unbiased and free from external influences.<\/p>\n [\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Section” _builder_version=”4.27.5″ background_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(86,247,196,0.22) 0%|#1b2607 34%” background_color_gradient_start=”#1b2607″ background_color_gradient_end=”rgba(86,247,196,0.22)” background_enable_image=”off” background_position=”top_center” background_blend=”multiply” background_enable_mask_style=”on” background_mask_style=”corner-square” background_mask_transform=”flip_horizontal” height=”600px” height_tablet=”925px” height_phone=”1320px” height_last_edited=”on|desktop” max_height_tablet=”” max_height_phone=”1450px” max_height_last_edited=”on|phone” custom_margin=”25px||10px||false|false” custom_margin_tablet=”25px||10px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”50px||50px||true|false” custom_padding_tablet=”10px||10px||true|false” custom_padding_phone=”10px||10px||true|false” background_last_edited=”on|phone” use_background_color_gradient_phone=”off” background_enable_pattern_style_phone=”on” background_pattern_style_phone=”honeycomb” background_pattern_color_phone=”rgba(0,0,0,0.04)” background_enable_mask_style_tablet=”on” background_enable_mask_style_phone=”off” background_mask_style_tablet=”corner-square” background_mask_transform_tablet=”flip_horizontal” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_row column_structure=”1_3,2_3″ make_equal=”on” _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”1650px” max_width_tablet=”1601px” max_width_phone=”1601px” max_width_last_edited=”on|desktop” module_alignment=”center” height=”325px” height_tablet=”290px” height_phone=”325px” height_last_edited=”on|desktop” custom_margin=”-23px||||false|false” custom_margin_tablet=”-30px||||false|false” custom_margin_phone=”-30px||||false|false” custom_margin_last_edited=”on|desktop” custom_padding=”|0px||0px|false|false” custom_width_px=”1774px” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Wealth management in Orange County with a focus on strategy for today, and legacy for tomorrow” content_max_width=”1100px” content_tablet=”” content_phone=”” content_last_edited=”on|phone” content_max_width_tablet=”760px” content_max_width_phone=”560px” content_max_width_last_edited=”on|phone” _builder_version=”4.27.5″ _module_preset=”default” header_level=”h3″ header_font=”|600|||||||” header_text_color=”#FFFFFF” header_font_size=”62px” header_line_height=”1.2em” body_text_color=”#FFFFFF” custom_margin=”-30px|-220px||32px|false|false” custom_margin_tablet=”35px|0px||35px|false|false” custom_margin_phone=”20px|5px||25px|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”|0px|||false|false” custom_padding_tablet=”|410px|||false|false” custom_padding_phone=”|0px||0px|false|false” custom_padding_last_edited=”on|tablet” header_text_align_tablet=”” header_text_align_phone=”left” header_text_align_last_edited=”on|phone” header_text_color_tablet=”#FFFFFF” header_text_color_phone=”#000000″ header_text_color_last_edited=”on|tablet” header_font_size_tablet=”45px” header_font_size_phone=”33px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset3″ header_text_shadow_blur_strength=”0.12em” header_text_shadow_color=”rgba(0,0,0,0.63)” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_text_color=”#000000″ custom_margin=”-25px|5px|55px|340px|false|false” custom_margin_tablet=”-456px|19px||435px|false|false” custom_margin_phone=”0px|30px||30px|false|true” custom_margin_last_edited=”on|tablet” custom_padding=”||27px||false|false” custom_padding_tablet=”||27px||false|false” custom_padding_phone=”||27px||false|false” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n Our firm was founded to address the overlooked tax implications in financial planning and wealth management. Tax-loss harvesting alone is just not enough.<\/strong> Your CPA knows tax code, but your financial advisor should also be advising you of the tax aspects of your financial decisions.<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_text_color=”#000000″ custom_margin=”-62px|5px||240px|false|false” custom_margin_tablet=”-50px|20px||395px|false|false” custom_margin_phone=”-35px|30px||30px|false|true” custom_margin_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n Investment performance presented in pre-tax dollars can be misleading.<\/strong> We identify assets that inherently provide tax efficiencies while crafting strategies to reduce capital gains during withdrawals. Most importantly, we assess whether a proactive tax strategy aligns with your specific financial situation. You can trust that our discussions will include performance, as well as your potential tax savings, as these conversations are essential to protecting your financial well-being.<\/p>\n <\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_text_color=”#000000″ custom_margin=”-62px|5px||140px|false|false” custom_margin_tablet=”-50px|16px||365px|false|false” custom_margin_phone=”-30px|30px||30px|false|true” custom_margin_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n Fee-only advisors avoid conflicts of interest, yet they refer you to someone else if you do need an insurance solution for a Trust to benefit a future taxation concern. That other party, in turn, may \u201csell\u201d you whatever benefits their contractual obligation with a specific insurance carrier. How is this in your best interest?! We believe that being a fiduciary shouldn\u2019t have a limit in our responsibility to you.<\/strong><\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_text_color=”#000000″ custom_margin=”-28px|5px||70px|false|false” custom_margin_tablet=”-5px|20px||315px|false|false” custom_margin_phone=”0px|30px||30px|false|true” custom_margin_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n We believe\u00a0you should have an annual review that discusses performance, changes in your life, your business, or your goals, and how you have benefited from your actual overall savings from implemented tax strategies.<\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” width=”100%” width_tablet=”87%” width_phone=”87%” width_last_edited=”on|desktop” max_width=”1600px” max_width_tablet=”1600px” max_width_phone=”1600px” max_width_last_edited=”on|desktop” custom_margin=”125px||||false|false” custom_margin_tablet=”-40px||||false|false” custom_margin_phone=”0px||20px||false|false” custom_margin_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” custom_margin=”15px|30px||30px|false|true” custom_margin_tablet=”15px||||false|false” custom_margin_phone=”25px||||false|false” custom_margin_last_edited=”on|desktop” text_font_size_tablet=”16px” text_font_size_phone=”17px” text_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n If you wish to see your financial decisions through an ever-present tax lens, and have deeper, more meaningful conversations to uncover strategies that you can benefit from, then we welcome the opportunity to start a conversation.<\/a><\/span><\/span><\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Contact Us” module_id=”services” _builder_version=”4.27.5″ background_color=”RGBA(255,255,255,0)” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2021\/08\/restaurant-hero-03.jpg” background_blend=”color” custom_margin=”4px|||||” custom_padding=”70px|0px|100px|0px||” box_shadow_style=”preset1″ locked=”off” collapsed=”off” global_colors_info=”{}”][et_pb_row admin_label=”Testimonials Area” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”How We Help” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”center” header_font_size=”30px” header_letter_spacing=”2px” header_line_height=”1.4em” body_font=”||||||||” body_text_align=”center” body_font_size=”17px” header_font_size_tablet=”30px” header_font_size_phone=”30px” header_font_size_last_edited=”on|desktop” header_letter_spacing_tablet=”2px” header_letter_spacing_phone=”2px” header_letter_spacing_last_edited=”on|desktop” header_line_height_tablet=”1.4em” header_line_height_phone=”1.4em” header_line_height_last_edited=”on|desktop” body_font_size_tablet=”17px” body_font_size_phone=”17px” body_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n Whether working with our dedicated team or collaborating with CPAs, attorneys, and other professionals, we prioritize understanding and meeting each client’s unique needs.<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ custom_padding_last_edited=”on|desktop” _builder_version=”4.27.5″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.63) 0%|rgba(0,0,0,0.37) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2021\/09\/clarity-with-financial-advice-scaled.jpg” background_position=”top_center” background_vertical_offset=”0%” background_blend=”multiply” width_tablet=”94%” width_phone=”94%” width_last_edited=”on|tablet” max_width=”1300px” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” module_alignment=”center” height_tablet=”545px” height_phone=”620px” height_last_edited=”on|tablet” custom_margin=”80px|auto|80px|auto|true|true” custom_margin_tablet=”80px|auto|80px|auto|true|true” custom_margin_phone=”40px|auto|100px|auto|false|true” custom_margin_last_edited=”on|desktop” custom_padding=”||||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” background_color_phone=”RGBA(255,255,255,0)” background_last_edited=”on|phone” background_enable_color_phone=”on” use_background_color_gradient_tablet=”on” use_background_color_gradient_phone=”on” background_color_gradient_type_phone=”linear” background_color_gradient_direction_phone=”261deg” background_color_gradient_direction_radial_phone=”right” background_color_gradient_stops_tablet=”#ffffff 25%|#000000 57%|#000000 71%|rgba(0, 0, 0, 1) 100%” background_color_gradient_stops_phone=”#ffffff 40%|#000000 86%” background_color_gradient_unit_phone=”%” background_color_gradient_start_position_phone=”22%” background_color_gradient_end_position_phone=”64%” background_image_phone=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2026\/01\/Investment-advice-scaled.jpg” background_enable_image_phone=”on” background_size_tablet=”cover” background_size_phone=”initial” background_position_tablet=”center” background_position_phone=”top_left” module_alignment_tablet=”center” module_alignment_phone=”center” module_alignment_last_edited=”on|desktop” border_radii_tablet=”off|10px|10px|10px|10px” border_radii_phone=”” border_radii_last_edited=”on|tablet” box_shadow_style=”preset2″ global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Investment advisory services:” _builder_version=”4.21.2″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#FFFFFF” header_font_size=”18px” body_font=”|600|||||||” body_text_color=”#FFFFFF” custom_margin=”10px|-155px||0px|false|false” custom_margin_tablet=”245px|-12px||90px|false|false” custom_margin_phone=”75px|||10px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”10px|0px||50px|false|false” custom_padding_tablet=”0px|||0px|false|false” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” header_text_align_tablet=”left” header_text_align_phone=”” header_text_align_last_edited=”on|tablet” header_font_size_tablet=”” header_font_size_phone=”17px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ body_text_shadow_style=”preset2″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_text _builder_version=”4.23″ _module_preset=”default” text_font=”|600|||||||” text_text_color=”#FFFFFF” background_layout=”dark” width=”100%” custom_margin=”||||false|false” custom_margin_tablet=”-28px|||5px|false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”|0px||30px|false|false” custom_padding_tablet=”|||0px|false|false” custom_padding_phone=”|||10px|false|false” custom_padding_last_edited=”on|tablet” text_font_size_tablet=”” text_font_size_phone=”11px” text_font_size_last_edited=”on|phone” text_letter_spacing_tablet=”” text_letter_spacing_phone=”1px” text_letter_spacing_last_edited=”on|phone” text_line_height_tablet=”” text_line_height_phone=”0.6em” text_line_height_last_edited=”on|phone” text_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23″ _module_preset=”default” text_font=”|600|||||||” text_text_color=”#FFFFFF” background_layout=”dark” custom_margin=”20px|||-20px|false|false” custom_margin_tablet=”253px|0px||-80px|false|false” custom_margin_phone=”-52px|||0px|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”43px|0px|||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”|0px||14px|false|false” custom_padding_last_edited=”on|tablet” text_font_size_tablet=”” text_font_size_phone=”12px” text_font_size_last_edited=”on|phone” text_letter_spacing_tablet=”” text_letter_spacing_phone=”1px” text_letter_spacing_last_edited=”on|phone” text_line_height_tablet=”” text_line_height_phone=”0.6em” text_line_height_last_edited=”on|phone” text_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n <\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Investments” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”right” header_text_color=”#FFFFFF” header_font_size=”35px” header_letter_spacing=”1px” custom_margin=”-20px|33px|||false|false” custom_margin_tablet=”-555px|-515px|||false|false” custom_margin_phone=”-570px|30px|||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” header_font_size_tablet=”” header_font_size_phone=”23px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ header_text_shadow_horizontal_length=”0.1em” header_text_shadow_vertical_length=”0.1em” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”<\/p>\n Ideally, working with an investment advisor begins with great communication, and continues with knowing that your best interests are primary, and with this, trust is then earned and established.<\/p>\n The best advisors institute strict processes, procedures, and structures that will adhere to the prescribed plan and execute according to your objectives. So what is missing?<\/p>\n The final ingredient must be directed at your bigger picture. All considerations, decisions, and actions need to constantly be checked against your true long-term objectives, beyond purely financial gain.<\/p>\n ” content_phone=”” content_last_edited=”on|phone” disabled_on=”on|off|off” _builder_version=”4.27.5″ _module_preset=”default” text_font=”|600|on||||||” text_text_color=”#FFFFFF” custom_margin=”15px|||-45px|false|false” custom_margin_tablet=”-78px|-105px||5px|false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”|25px|||false|false” text_font_size_tablet=”13px” text_font_size_phone=”” text_font_size_last_edited=”on|tablet” text_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n Ideally, working with an investment advisor begins with great communication, and trust in knowing that your best interests are primary, a true fiduciary advisor only places your investments in fiduciary accounts. This means institutional funds.<\/p>\n The best advisors institute strict processes, procedures, and structures that will adhere to the prescribed plan and execute according to your objectives. So what is missing?<\/p>\n The final ingredient must be directed at your bigger picture. All considerations, decisions, and actions need to constantly be checked against your true long-term objectives, beyond purely financial gain.<\/p>\n [\/et_pb_text][et_pb_cta button_url=”https:\/\/taxsmartinvesting.org\/tax-planning\/” url_new_window=”on” button_text=”Learn more” _builder_version=”4.27.5″ _module_preset=”default” background_enable_color=”off” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_border_color=”#FFFFFF” button_border_radius=”25px” button_font=”Montserrat||||||||” button_alignment=”right” custom_margin=”0px|10px|0px|0px|false|false” custom_margin_tablet=”-80px|25px|0px|0px|false|false” custom_margin_phone=”-45px|15px|||false|false” custom_margin_last_edited=”on|tablet” custom_padding=”0px|0px|0px|0px|false|false” button_text_size_tablet=”” button_text_size_phone=”14px” button_text_size_last_edited=”on|tablet” button_text_color_phone=”#FFFFFF” button_text_color_last_edited=”off|desktop” button_border_color_phone=”#FFFFFF” button_border_color_last_edited=”off|phone” button_text_shadow_style=”preset2″ box_shadow_style_button=”preset2″ global_colors_info=”{}” button_border_radius__hover_enabled=”on|desktop” button_border_radius__hover=”0px” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”#FFFFFF” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][\/et_pb_cta][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2022\/07\/wealth-advisors-guidance.jpg” background_position=”top_center” width_tablet=”94%” width_phone=”” width_last_edited=”on|tablet” max_width=”1300px” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” height_tablet=”590px” height_phone=”540px” height_last_edited=”on|tablet” custom_margin=”||100px||false|false” background_last_edited=”on|tablet” use_background_color_gradient_tablet=”on” use_background_color_gradient_phone=”on” background_color_gradient_type_tablet=”circular” background_color_gradient_type_phone=”linear” background_color_gradient_direction_tablet=”223deg” background_color_gradient_direction_phone=”283deg” background_color_gradient_direction_radial_tablet=”bottom right” background_color_gradient_direction_radial_phone=”right” background_color_gradient_stops_tablet=”#ffffff 37%|#000000 68%|rgba(0, 0, 0, 1) 90%” background_color_gradient_stops_phone=”#ffffff 32%|#000000 81%” background_color_gradient_unit_tablet=”%” background_color_gradient_overlays_image_tablet=”on” background_color_gradient_start_position_tablet=”37%” background_color_gradient_start_position_phone=”32%” background_color_gradient_end_position_tablet=”65%” background_image_tablet=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2022\/07\/wealth-advisors-guidance.jpg” background_image_phone=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2022\/07\/wealth-advisors-guidance.jpg” background_enable_image_tablet=”on” background_enable_image_phone=”on” parallax_tablet=”off” background_size_tablet=”initial” background_size_phone=”cover” background_position_tablet=”center” background_position_phone=”top_center” background_vertical_offset_phone=”0%” background_blend_tablet=”multiply” border_radii_tablet=”off|10px|10px|10px|10px” border_radii_phone=”” border_radii_last_edited=”on|tablet” box_shadow_style=”preset2″ global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Estate Planning” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”center” header_text_color=”#FFFFFF” header_font_size=”35px” header_letter_spacing=”1px” custom_margin=”-10px|-100px||10px|false|false” custom_margin_tablet=”|0px||15px|false|false” custom_margin_phone=”|||160px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”22px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset3″ header_text_shadow_color=”#000000″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title_tablet=”” title_phone=”” title_last_edited=”on|phone” content_tablet=”<\/p>\n Estate planning is not just meant for anyone with significant wealth, but anyone with a<\/em><\/i> home (or homes), checking and savings accounts, investments, life insurance, and personal valuables. The true goal is to decide, in advance, who will receive your assets after you die, instead of the process of Probate to step in and decide for you. <\/em><\/p>\n You have options to do this yourself, hire and attorney to do it for you, or a hybrid model that takes you step-by-step through your options where you become an active participant to be intimately aware of your details and along the way.<\/em><\/p>\n ” content_phone=”” content_last_edited=”on|phone” disabled_on=”off|off|off” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”left” header_text_color=”#FFFFFF” header_line_height=”1.4em” body_font=”|600|||||||” body_text_align=”left” body_text_color=”#FFFFFF” custom_margin=”-20px|-92px||30px|false|false” custom_margin_tablet=”-10px|0px||15px|false|false” custom_margin_phone=”660px|||10px|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”||||false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|phone” header_text_align_tablet=”” header_text_align_phone=”” header_text_align_last_edited=”on|desktop” header_line_height_tablet=”” header_line_height_phone=”” header_line_height_last_edited=”on|desktop” body_font_size_tablet=”13px” body_font_size_phone=”12px” body_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ body_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n Estate planning is not just meant for anyone with significant wealth, but anyone with a<\/em><\/i> home (or homes), checking and savings accounts, investments, life insurance, and personal valuables. The true goal is to decide, in advance, who will receive your assets after you die, instead of the process of Probate to step in and decide for you.\u00a0<\/em><\/p>\n You have options to do this yourself, hire and attorney to do it for you, or a hybrid model that takes you step-by-step through your options where you become an active participant to be intimately aware of your details and along the way.<\/em><\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Estate planning considerations:” disabled_on=”off|off|off” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#FFFFFF” header_font_size=”18px” body_font=”|600|||||||” body_text_color=”#FFFFFF” custom_margin=”50px|-260px|0px|160px|false|false” custom_margin_tablet=”0px|||10px|false|false” custom_margin_phone=”-910px|||15px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”10px|0px|15px|0px|false|false” custom_padding_tablet=”0px||0px||false|false” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|tablet” header_font_size_tablet=”” header_font_size_phone=”17px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ body_text_shadow_style=”preset2″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”left” header_text_color=”#FFFFFF” body_font=”|600|||||||” body_text_align=”left” body_text_color=”#FFFFFF” custom_margin=”|-98px||140px|false|false” custom_margin_tablet=”20px|||10px|false|false” custom_margin_phone=”0px|135px||14px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”|||0px|false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” body_font_size_tablet=”” body_font_size_phone=”12px” body_font_size_last_edited=”on|phone” body_line_height_tablet=”” body_line_height_phone=”1em” body_line_height_last_edited=”on|phone” header_text_shadow_style=”preset2″ header_text_shadow_vertical_length=”0.1em” header_text_shadow_blur_strength=”0.1em” body_text_shadow_style=”preset2″ body_text_shadow_horizontal_length=”0.1em” body_text_shadow_vertical_length=”0.1em” global_colors_info=”{}”]<\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”left” header_text_color=”#FFFFFF” body_font=”|600|||||||” body_text_align=”left” body_text_color=”#FFFFFF” custom_margin=”104px|20px||-140px|false|false” custom_margin_tablet=”-150px|||10px|false|false” custom_margin_phone=”-708px|40px||14px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”|||0px|false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” body_font_size_tablet=”” body_font_size_phone=”12px” body_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ header_text_shadow_vertical_length=”0.1em” header_text_shadow_blur_strength=”0.1em” body_text_shadow_style=”preset2″ body_text_shadow_horizontal_length=”0.1em” body_text_shadow_vertical_length=”0.1em” global_colors_info=”{}”]<\/p>\n [\/et_pb_blurb][et_pb_cta button_url=”https:\/\/taxsmartinvesting.org\/estate-planning\/” url_new_window=”on” button_text=”Learn more” _builder_version=”4.27.5″ _module_preset=”default” background_enable_color=”off” custom_button=”on” button_text_size=”16px” button_border_radius=”25px” button_font=”Montserrat||||||||” button_alignment=”right” custom_margin=”-30px|10px||0px|false|false” custom_margin_tablet=”-50px||0px||false|false” custom_margin_phone=”|20px|||false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px|0px|0px|0px|false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” button_text_size_tablet=”” button_text_size_phone=”14px” button_text_size_last_edited=”on|phone” button_text_color_tablet=”#000000″ button_text_color_phone=”#FFFFFF” button_text_color_last_edited=”off|desktop” button_border_color_tablet=”#000000″ button_border_color_phone=”#FFFFFF” button_border_color_last_edited=”off|tablet” button_border_radius_tablet=”25px” button_border_radius_phone=”25px” button_border_radius_last_edited=”off|desktop” button_text_shadow_style=”preset2″ box_shadow_style_button=”preset2″ global_colors_info=”{}” button_border_radius__hover_enabled=”on|desktop” button_border_radius__hover=”0px” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”#FFFFFF” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][\/et_pb_cta][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,1_5,1_5,1_5″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.5) 0%|rgba(0,0,0,0.3) 100%” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2021\/09\/retire-on-your-terms.jpg” background_blend=”multiply” width_tablet=”94%” width_phone=”” width_last_edited=”on|tablet” max_width=”1300px” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” height_tablet=”625px” height_phone=”650px” height_last_edited=”on|tablet” custom_margin=”||100px||false|false” background_last_edited=”on|tablet” use_background_color_gradient_tablet=”on” use_background_color_gradient_phone=”on” background_color_gradient_type_tablet=”circular” background_color_gradient_type_phone=”linear” background_color_gradient_direction_tablet=”223deg” background_color_gradient_direction_phone=”262deg” background_color_gradient_direction_radial_tablet=”right” background_color_gradient_direction_radial_phone=”bottom right” background_color_gradient_stops_tablet=”#ffffff 37%|#000000 67%|rgba(0, 0, 0, 1) 100%” background_color_gradient_stops_phone=”#ffffff 32%|#000000 86%” background_color_gradient_unit_tablet=”%” background_color_gradient_overlays_image_tablet=”on” background_color_gradient_start_position_tablet=”37%” background_color_gradient_start_position_phone=”32%” background_color_gradient_end_position_tablet=”65%” background_image_phone=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2021\/09\/retirement.jpg” background_enable_image_phone=”on” background_size_tablet=”cover” background_position_tablet=”center_left” background_position_phone=”center_left” border_radii_tablet=”off|10px|10px|10px|10px” border_radii_phone=”” border_radii_last_edited=”on|tablet” box_shadow_style=”preset2″ global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Retirement” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”center” header_text_color=”#FFFFFF” header_font_size=”35px” header_letter_spacing=”1px” custom_margin=”|-70px||-3px|false|false” custom_margin_tablet=”|0px||0px|false|false” custom_margin_phone=”-20px|||205px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||||false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”22px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset3″ header_text_shadow_color=”#000000″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title_tablet=”” title_phone=”” title_last_edited=”on|phone” disabled_on=”on|off|off” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”left” header_text_color=”#FFFFFF” header_line_height=”1.4em” body_font=”|600|||||||” body_text_align=”left” body_text_color=”#FFFFFF” custom_margin=”|-80px||30px|false|false” custom_margin_tablet=”-20px|-30px||15px|false|false” custom_margin_phone=”240px|||10px|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”||||false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|phone” header_text_align_tablet=”” header_text_align_phone=”” header_text_align_last_edited=”on|desktop” header_line_height_tablet=”” header_line_height_phone=”” header_line_height_last_edited=”on|desktop” body_font_size_tablet=”13px” body_font_size_phone=”12px” body_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ body_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n Retirement is the only endeavor that does not allow for trial and error. You must get it right on the first try or suffer the consequences of not knowing something was possible. Planning for retirement is checkers, and executing retirement is chess. You can’t afford a wrong move.<\/i><\/p>\n This should be the best chapter of your life. Let us show you how your plans and dreams can translate into strategies and processes that will safeguard all that you have worked for, and address all that you could imagine and some things you never realized.<\/em><\/p>\n <\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Retirement planning services:” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#FFFFFF” header_font_size=”18px” body_font=”|600|||||||” body_text_color=”#FFFFFF” custom_margin=”50px|-120px|0px|135px|false|false” custom_margin_tablet=”-30px|0px|0px|10px|false|false” custom_margin_phone=”-40px|150px|-20px|15px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”10px||25px||false|false” custom_padding_tablet=”0px|||0px|false|false” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|tablet” header_font_size_tablet=”” header_font_size_phone=”17px” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset2″ body_text_shadow_style=”preset2″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”left” header_text_color=”#FFFFFF” body_font=”|600|||||||” body_text_color=”#FFFFFF” custom_margin=”|-160px||120px|false|false” custom_margin_tablet=”||0px|10px|false|false” custom_margin_phone=”0px||0px|15px|false|false” custom_margin_last_edited=”on|tablet” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” body_font_size_tablet=”” body_font_size_phone=”12px” body_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ body_text_shadow_style=”preset2″ body_text_shadow_horizontal_length=”0.1em” body_text_shadow_vertical_length=”0.1em” global_colors_info=”{}”]<\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Retirement income planning services:” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#FFFFFF” header_font_size=”18px” body_font=”|600|||||||” body_text_color=”#FFFFFF” custom_margin=”50px|-102px|0px|135px|false|false” custom_margin_tablet=”-30px|||10px|false|false” custom_margin_phone=”-40px|150px||15px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”10px|0px|15px|0px|false|false” custom_padding_tablet=”0px||0px||false|false” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|tablet” header_font_size_tablet=”” header_font_size_phone=”17px” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.2em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset2″ body_text_shadow_style=”preset2″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”left” header_text_color=”#FFFFFF” body_font=”|600|||||||” body_text_align=”left” body_text_color=”#FFFFFF” custom_margin=”10px|-100px||120px|false|false” custom_margin_tablet=”20px|||10px|false|false” custom_margin_phone=”0px|||14px|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”|||0px|false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” body_font_size_tablet=”” body_font_size_phone=”12px” body_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ header_text_shadow_vertical_length=”0.1em” header_text_shadow_blur_strength=”0.1em” body_text_shadow_style=”preset2″ body_text_shadow_horizontal_length=”0.1em” body_text_shadow_vertical_length=”0.1em” global_colors_info=”{}”]<\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_cta button_url=”https:\/\/taxsmartinvesting.org\/retirement-planning” url_new_window=”on” button_text=”Learn more” _builder_version=”4.27.5″ _module_preset=”default” background_enable_color=”off” custom_button=”on” button_text_size=”16px” button_border_radius=”25px” button_font=”Montserrat||||||||” button_alignment=”right” custom_margin=”|10px||0px|false|false” custom_margin_tablet=”-100px|-370px|0px||false|false” custom_margin_phone=”-20px|20px|||false|false” custom_margin_last_edited=”on|phone” custom_padding=”425px|0px|0px|0px|false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” button_text_size_tablet=”” button_text_size_phone=”14px” button_text_size_last_edited=”on|phone” button_text_color_tablet=”#000000″ button_text_color_phone=”#FFFFFF” button_text_color_last_edited=”off|desktop” button_border_color_tablet=”#000000″ button_border_color_phone=”#FFFFFF” button_border_color_last_edited=”off|tablet” button_border_radius_tablet=”25px” button_border_radius_phone=”25px” button_border_radius_last_edited=”off|desktop” button_text_shadow_style=”preset2″ box_shadow_style_button=”preset2″ global_colors_info=”{}” button_border_radius__hover_enabled=”on|desktop” button_border_radius__hover=”0px” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”#FFFFFF” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][\/et_pb_cta][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,1_5,1_5,1_5″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.49) 1%|rgba(0,0,0,0.2) 100%” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2021\/09\/family-financial-planning.jpg” background_position=”center_right” background_blend=”multiply” width_tablet=”94%” width_phone=”” width_last_edited=”on|tablet” max_width=”1300px” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” height=”450px” height_tablet=”505px” height_phone=”580px” height_last_edited=”on|tablet” custom_margin=”||100px||false|false” background_last_edited=”on|tablet” use_background_color_gradient_tablet=”on” use_background_color_gradient_phone=”on” background_color_gradient_type_tablet=”linear” background_color_gradient_direction_tablet=”207deg” background_color_gradient_direction_phone=”251deg” background_color_gradient_stops_tablet=”#ffffff 40%|#000000 65%” background_color_gradient_stops_phone=”#ffffff 47%|#000000 86%” background_color_gradient_overlays_image_tablet=”on” background_color_gradient_start_position_tablet=”40%” background_color_gradient_start_position_phone=”0%” background_color_gradient_end_position_tablet=”72%” background_color_gradient_end_position_phone=”100%” background_image_phone=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2026\/01\/Financial-planning-advice.png” background_enable_image_phone=”on” background_size_tablet=”cover” background_size_phone=”cover” background_position_tablet=”center” background_position_phone=”center” border_radii_tablet=”off|10px|10px|10px|10px” border_radii_phone=”” border_radii_last_edited=”on|tablet” box_shadow_style=”preset2″ global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Financial Planning and Coordinated Services:” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#FFFFFF” header_font_size=”18px” custom_margin=”|-68px||68px|false|false” custom_margin_tablet=”27px|0px||10px|false|false” custom_margin_phone=”35px|70px||15px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|phone” header_text_align_tablet=”left” header_text_align_phone=”” header_text_align_last_edited=”on|tablet” header_font_size_tablet=”” header_font_size_phone=”17px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font=”|600|||||||” text_text_color=”#FFFFFF” custom_margin=”0px|-5px||50px|false|false” custom_margin_tablet=”-15px|||10px|false|false” custom_margin_phone=”-15px|||15px|false|false” custom_margin_last_edited=”on|tablet” custom_padding_tablet=”” custom_padding_phone=”13px||||false|false” custom_padding_last_edited=”on|phone” text_font_size_tablet=”” text_font_size_phone=”12px” text_font_size_last_edited=”on|phone” text_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb _builder_version=”4.27.5″ _module_preset=”default” body_font=”|600|||||||” background_layout=”dark” custom_margin=”62px|-10px||-45px|false|false” custom_margin_tablet=”65px|||-270px|false|false” custom_margin_phone=”-63px|||15px|false|false” custom_margin_last_edited=”on|tablet” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” body_font_size_tablet=”” body_font_size_phone=”12px” body_font_size_last_edited=”on|phone” text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n <\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Financial Planning” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”#FFFFFF” header_font_size=”35px” header_letter_spacing=”-1px” custom_margin=”-21px|||-185px|false|false” custom_margin_tablet=”-360px|-400px||400px|false|false” custom_margin_phone=”-530px|0px||150px|false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”0px|||12px|false|false” custom_padding_last_edited=”on|tablet” header_font_size_tablet=”” header_font_size_phone=”22px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ header_text_shadow_horizontal_length=”0.1em” header_text_shadow_vertical_length=”0.1em” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.21.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text disabled_on=”on|off|off” _builder_version=”4.27.5″ _module_preset=”default” text_font=”|600|on||||||” text_text_color=”#FFFFFF” custom_margin=”|20px||-35px|false|false” custom_margin_tablet=”-72px|-200px||0px|false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” text_font_size_tablet=”13px” text_font_size_phone=”” text_font_size_last_edited=”on|tablet” text_text_shadow_style=”preset2″ text_text_shadow_blur_strength=”1em” text_text_shadow_color=”#000000″ global_colors_info=”{}”]<\/p>\n Financial planning is teamwork. It is a process of taking your details and translating that into your roadmap, but that alone is an empty shell.<\/p>\n There may be multiple iterations, and it must be fine-tuned to your wishes, including the other coordinated professionals to execute all that is needed. Since this is a living, breathing process we continue to monitor and modify as it evolves over time.<\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/taxsmartinvesting.org\/financial-planning” url_new_window=”on” button_text=”Learn more” button_alignment=”right” _builder_version=”4.27.5″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_border_color=”#FFFFFF” button_border_radius=”25px” button_font=”Montserrat||||||||” background_layout=”dark” custom_margin=”-15px|15px|||false|false” custom_margin_tablet=”-60px|-360px|||false|false” custom_margin_phone=”-80px|15px|||false|false” custom_margin_last_edited=”on|phone” button_text_size_tablet=”” button_text_size_phone=”14px” button_text_size_last_edited=”on|phone” button_text_shadow_style=”preset2″ global_colors_info=”{}” button_border_radius__hover_enabled=”on|hover” button_border_radius__hover=”0px”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_6,1_6,1_6,1_6,1_6,1_6″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.3) 0%|rgba(0,0,0,0.59) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2021\/09\/career-related-financial-decisions.jpg” background_position=”center_right” background_blend=”multiply” width_tablet=”94%” width_phone=”” width_last_edited=”on|tablet” max_width=”1300px” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” height=”455px” height_tablet=”610px” height_phone=”585px” height_last_edited=”on|phone” custom_margin=”||100px||false|false” custom_margin_tablet=”||100px||false|false” custom_margin_phone=”||100px||false|false” custom_margin_last_edited=”on|desktop” background_last_edited=”on|tablet” use_background_color_gradient_tablet=”on” use_background_color_gradient_phone=”on” background_color_gradient_direction_tablet=”221deg” background_color_gradient_direction_phone=”244deg” background_color_gradient_stops_tablet=”#ffffff 0%|#000000 73%” background_color_gradient_stops_phone=”#ffffff 35%|#000000 86%” background_color_gradient_start_position_phone=”35%” background_color_gradient_end_position_tablet=”90%” background_color_gradient_end_position_phone=”72%” background_image_phone=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2021\/09\/team.jpg” background_enable_image_phone=”on” background_position_tablet=”center_right” background_position_phone=”center” border_radii_tablet=”off|10px|10px|10px|10px” border_radii_phone=”” border_radii_last_edited=”on|tablet” box_shadow_style=”preset2″ global_colors_info=”{}”][et_pb_column type=”1_6″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Business – Small Business Retirement Plans” disabled_on=”off|off|on” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”right” header_text_color=”#FFFFFF” header_line_height=”1.2em” custom_margin=”|-360px||20px|false|false” custom_margin_tablet=”40px|0px||-500px|false|false” custom_margin_phone=”-22px|15px||15px|false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” custom_padding_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”22px” header_font_size_last_edited=”on|phone” header_letter_spacing_tablet=”” header_letter_spacing_phone=”-1px” header_letter_spacing_last_edited=”on|phone” header_line_height_tablet=”1.2em” header_line_height_phone=”1em” header_line_height_last_edited=”on|phone” header_text_shadow_style=”preset2″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Employer, Entrepreneur, Executive advisory services:” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#FFFFFF” header_line_height=”1.2em” custom_margin=”|-360px||20px|false|false” custom_margin_tablet=”40px|0px||-500px|false|false” custom_margin_phone=”-30px|134px||10px|false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” custom_padding_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”17px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title_tablet=”” title_phone=”” title_last_edited=”on|phone” content_tablet=”<\/p>\n Business Strategy Services:<\/strong><\/p>\n<\/p>\n ” content_phone=”<\/p>\n Business Strategy Services:<\/strong><\/p>\n ” content_last_edited=”on|phone” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#FFFFFF” header_font_size=”18px” body_font=”|600|||||||” body_text_color=”#FFFFFF” custom_margin=”80px|-130px||30px|false|false” custom_margin_tablet=”-15px|0px||-480px|false|false” custom_margin_phone=”-30px|||15px|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”||||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|desktop” header_font_size_tablet=”” header_font_size_phone=”17px” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.4em” header_line_height_last_edited=”on|phone” body_font_size_tablet=”” body_font_size_phone=”12px” body_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ body_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n Business Strategy Services:<\/strong><\/p>\n <\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title_tablet=”” title_phone=”” title_last_edited=”on|phone” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”left” header_text_color=”#FFFFFF” header_line_height=”1.4em” body_font=”|600|||||||” body_text_align=”left” body_text_color=”#FFFFFF” custom_margin=”110px|-100px||-150px|false|false” custom_margin_tablet=”-50px|||36px|false|false” custom_margin_phone=”-50px|25px||15px|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”||||false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|phone” header_text_align_tablet=”” header_text_align_phone=”” header_text_align_last_edited=”on|desktop” header_line_height_tablet=”” header_line_height_phone=”” header_line_height_last_edited=”on|desktop” body_font_size_tablet=”” body_font_size_phone=”12px” body_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ body_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n Retirement Plan Services:<\/strong><\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Business – Small Business Retirement Plans” disabled_on=”on|on|off” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”#FFFFFF” header_font_size=”35px” header_letter_spacing=”1px” custom_margin=”-20px|-600px|||false|false” custom_margin_tablet=”-382px|||150px|false|false” custom_margin_phone=”-680px|0px||17px|false|false” custom_margin_last_edited=”on|phone” header_text_color_tablet=”” header_text_color_phone=”#FFFFFF” header_text_color_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”23px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset1″ global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text disabled_on=”on|off|off” _builder_version=”4.27.5″ _module_preset=”default” text_font=”|600|||||||” text_text_color=”#ffffff” custom_margin=”115px|20px||-450px|false|false” custom_margin_tablet=”-20px|-74px||32px|false|false” custom_margin_phone=”-20px|-74px||32px|false|false” custom_margin_last_edited=”on|desktop” custom_padding=”||||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n You should have financial expertise that allows you to focus on running your business effectively. You can choose to hire a business consultant for a snapshot and recommendations, or opt for a comprehensive approach that integrates tax and financial planning. Through business financial planning, we can help you identify cost and tax efficiencies, develop strategies to attract and retain top talent, and prepare for a successful transition and exit plan when the time is right.<\/p>\n Expertise for your retirement plans should be no different. If you prefer a hands-on approach, regular reviews will help ensure that your funds are aligned with your employees’ requirements while minimizing costs, including management fees for you. We will help you maintain compliance, keep expenses low, and stay informed about legislative changes.<\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/taxsmartinvesting.org\/small-business-retirement-plans\/” url_new_window=”on” button_text=”Learn more” button_alignment=”right” _builder_version=”4.27.5″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_border_color=”#FFFFFF” button_border_radius=”25px” button_font=”Montserrat||||||||” custom_margin=”-47px|15px|||false|false” custom_margin_tablet=”” custom_margin_phone=”-130px|15px|||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” button_text_size_tablet=”” button_text_size_phone=”14px” button_text_size_last_edited=”on|desktop” button_border_radius_tablet=”” button_border_radius_phone=”” button_border_radius_last_edited=”on|desktop” button_text_shadow_style=”preset2″ global_colors_info=”{}” button_border_radius__hover_enabled=”on|hover” button_border_radius__hover=”0px”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.3) 0%|rgba(0,0,0,0.59) 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2026\/01\/401k-planning.jpg” background_position=”top_left” background_horizontal_offset=”0%” background_blend=”multiply” width_tablet=”94%” width_phone=”” width_last_edited=”on|tablet” max_width=”1300px” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” height=”455px” height_tablet=”610px” height_phone=”585px” height_last_edited=”on|phone” custom_margin=”||100px||false|false” custom_margin_tablet=”||100px||false|false” custom_margin_phone=”||100px||false|false” custom_margin_last_edited=”on|desktop” background_last_edited=”on|tablet” use_background_color_gradient_tablet=”on” use_background_color_gradient_phone=”on” background_color_gradient_direction_tablet=”221deg” background_color_gradient_direction_phone=”255deg” background_color_gradient_stops_tablet=”#ffffff 0%|#000000 73%” background_color_gradient_stops_phone=”#ffffff 44%|#000000 86%” background_color_gradient_end_position_tablet=”90%” background_image_phone=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2026\/01\/401k-plan.jpg” background_enable_image_phone=”on” background_size_phone=”cover” background_position_tablet=”center_right” background_position_phone=”top_left” border_radii_tablet=”off|10px|10px|10px|10px” border_radii_phone=”” border_radii_last_edited=”on|tablet” box_shadow_style=”preset2″ global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”401k Planning” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”#FFFFFF” header_font_size=”35px” header_letter_spacing=”1px” custom_margin=”-13px|-150px||50px|false|false” custom_margin_tablet=”-382px|||150px|false|false” custom_margin_phone=”-15px|||180px|false|false” custom_margin_last_edited=”on|phone” header_text_color_tablet=”” header_text_color_phone=”#FFFFFF” header_text_color_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”23px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset1″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_text disabled_on=”on|off|off” _builder_version=”4.27.5″ _module_preset=”default” text_font=”|600|||||||” text_text_color=”#ffffff” custom_margin=”|-125px||32px|false|false” custom_margin_tablet=”-20px|-74px||32px|false|false” custom_margin_phone=”-20px|-74px||32px|false|false” custom_margin_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n Deciding to contribute to your company’s 401(k) will likely be one of the best decisions you’ll ever make. Systematic savings, taking advantage of employer matching, and keeping a long-term perspective, are a recipe for success. Consider how effectively you can navigate the small decisions today to make tomorrow’s retirement ever better.<\/p>\n We can show you how to maximize every opportunity, and potentially avoid some pitfalls along the way. Protect yourself from the risks of outliving your retirement funds or not having enough for the lifestyle you envision. Let us show you how to develop a plan for a successful retirement.<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Employer sponsored retirement plan services:” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#FFFFFF” header_line_height=”1.2em” custom_margin=”34px|||-150px|false|false” custom_margin_tablet=”40px|0px||-500px|false|false” custom_margin_phone=”-40px|140px||15px|false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” custom_padding_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”17px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title_tablet=”” title_phone=”” title_last_edited=”on|phone” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#FFFFFF” header_font_size=”18px” body_font=”|600|||||||” body_text_color=”#FFFFFF” custom_margin=”100px|130px||-120px|false|false” custom_margin_tablet=”-15px|0px||-480px|false|false” custom_margin_phone=”20px|170px||15px|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”||||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|desktop” header_font_size_tablet=”” header_font_size_phone=”17px” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.4em” header_line_height_last_edited=”on|phone” body_font_size_tablet=”” body_font_size_phone=”12px” body_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ body_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title_tablet=”” title_phone=”” title_last_edited=”on|phone” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_align=”left” header_text_color=”#FFFFFF” header_line_height=”1.4em” body_font=”|600|||||||” body_text_align=”left” body_text_color=”#FFFFFF” custom_margin=”165px|||-100px|false|false” custom_margin_tablet=”-50px|||36px|false|false” custom_margin_phone=”-52px|||15px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|phone” header_text_align_tablet=”” header_text_align_phone=”” header_text_align_last_edited=”on|desktop” header_line_height_tablet=”” header_line_height_phone=”” header_line_height_last_edited=”on|desktop” body_font_size_tablet=”” body_font_size_phone=”12px” body_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ body_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n [\/et_pb_blurb][et_pb_button button_url=”https:\/\/taxsmartinvesting.org\/401k-planning\/” url_new_window=”on” button_text=”Learn more” button_alignment=”right” _builder_version=”4.27.5″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_border_color=”#FFFFFF” button_border_radius=”25px” button_font=”Montserrat||||||||” custom_margin=”-11px|15px|||false|false” custom_margin_tablet=”” custom_margin_phone=”-35px|15px|||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” button_text_size_tablet=”” button_text_size_phone=”14px” button_text_size_last_edited=”on|desktop” button_border_radius_tablet=”” button_border_radius_phone=”” button_border_radius_last_edited=”on|desktop” button_text_shadow_style=”preset2″ global_colors_info=”{}” button_border_radius__hover_enabled=”on|hover” button_border_radius__hover=”0px”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_6,1_6,1_6,1_6,1_6,1_6″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,0,0,0.49) 1%|rgba(0,0,0,0.2) 100%” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2026\/01\/xavier-mouton-photographie-ry_sD0P1ZL0-unsplash-scaled.jpg” background_blend=”multiply” width_tablet=”94%” width_phone=”” width_last_edited=”on|tablet” max_width=”1300px” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|desktop” height=”450px” height_tablet=”505px” height_phone=”580px” height_last_edited=”on|tablet” custom_margin=”||100px||false|false” custom_margin_tablet=”||100px||false|false” custom_margin_phone=”||0px||false|false” custom_margin_last_edited=”on|phone” background_last_edited=”on|tablet” use_background_color_gradient_tablet=”on” use_background_color_gradient_phone=”on” background_color_gradient_type_tablet=”linear” background_color_gradient_direction_tablet=”207deg” background_color_gradient_direction_phone=”244deg” background_color_gradient_stops_tablet=”#ffffff 40%|#000000 65%” background_color_gradient_stops_phone=”#ffffff 33%|#000000 86%” background_color_gradient_overlays_image_tablet=”on” background_color_gradient_start_position_tablet=”40%” background_color_gradient_start_position_phone=”0%” background_color_gradient_end_position_tablet=”72%” background_color_gradient_end_position_phone=”100%” background_image_phone=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2026\/01\/xavier-mouton-photographie-ry_sD0P1ZL0-unsplash-scaled.jpg” background_enable_image_phone=”on” background_size_tablet=”cover” background_size_phone=”cover” background_position_tablet=”center” background_position_phone=”bottom_center” border_radii_tablet=”off|10px|10px|10px|10px” border_radii_phone=”” border_radii_last_edited=”on|tablet” box_shadow_style=”preset2″ global_colors_info=”{}”][et_pb_column type=”1_6″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Life Insurance Planning and Coordinated Services:” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#FFFFFF” header_font_size=”18px” custom_margin=”25px|-160px||68px|false|false” custom_margin_tablet=”27px|0px||10px|false|false” custom_margin_phone=”25px|70px||15px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||||false|false” header_text_align_tablet=”left” header_text_align_phone=”” header_text_align_last_edited=”on|tablet” header_font_size_tablet=”” header_font_size_phone=”17px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font=”|600|||||||” text_text_color=”#FFFFFF” custom_margin=”-20px|-110px||50px|false|false” custom_margin_tablet=”-15px|||10px|false|false” custom_margin_phone=”-40px|||15px|false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”13px||||false|false” custom_padding_last_edited=”on|phone” text_font_size_tablet=”” text_font_size_phone=”12px” text_font_size_last_edited=”on|phone” text_text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n Supporting how it can benefit:<\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb _builder_version=”4.27.5″ _module_preset=”default” body_font=”|600|||||||” background_layout=”dark” custom_margin=”49px|-125px||55px|false|false” custom_margin_tablet=”65px|||-270px|false|false” custom_margin_phone=”-75px|||15px|false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|tablet” body_font_size_tablet=”” body_font_size_phone=”12px” body_font_size_last_edited=”on|phone” text_shadow_style=”preset2″ global_colors_info=”{}”]<\/p>\n <\/p>\n Foundational considerations:<\/strong><\/p>\n [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Life Insurance Planning” _builder_version=”4.27.5″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”#FFFFFF” header_font_size=”35px” header_letter_spacing=”-1px” custom_margin=”-21px|-185px||-80px|false|false” custom_margin_tablet=”-360px|-400px||400px|false|false” custom_margin_phone=”-610px|-60px||120px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” custom_padding_tablet=”” custom_padding_phone=”0px|||12px|false|false” custom_padding_last_edited=”on|tablet” header_font_size_tablet=”” header_font_size_phone=”22px” header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset2″ header_text_shadow_horizontal_length=”0.1em” header_text_shadow_vertical_length=”0.1em” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/taxsmartinvesting.org\/life-insurance-planning\/” url_new_window=”on” button_text=”Learn more” button_alignment=”right” _builder_version=”4.27.5″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_border_color=”#FFFFFF” button_border_radius=”25px” button_font=”Montserrat||||||||” background_layout=”dark” custom_margin=”370px|-212px|||false|false” custom_margin_tablet=”-60px|-360px|||false|false” custom_margin_phone=”-120px|15px|||false|false” custom_margin_last_edited=”on|phone” button_text_size_tablet=”” button_text_size_phone=”14px” button_text_size_last_edited=”on|phone” button_text_shadow_style=”preset2″ global_colors_info=”{}” button_border_radius__hover_enabled=”on|hover” button_border_radius__hover=”0px”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_text disabled_on=”on|off|off” _builder_version=”4.27.5″ _module_preset=”default” text_font=”|600|on||||||” text_text_color=”#FFFFFF” custom_margin=”40px|35px||-360px|false|false” custom_margin_tablet=”-72px|-200px||0px|false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” text_font_size_tablet=”13px” text_font_size_phone=”” text_font_size_last_edited=”on|tablet” text_text_shadow_style=”preset2″ text_text_shadow_blur_strength=”1em” text_text_shadow_color=”#000000″ global_colors_info=”{}”]<\/p>\n Wealth management is often primarily focused on investments, tax strategies, and estate structures. Yet, life insurance stands as one of the most significant yet often underestimated tools for building and safeguarding long-term wealth. Whether your aim is to provide financial security for your loved ones, maintain business continuity, add a tax-free option for withdrawals in retirement, or create a lasting legacy, life insurance can be integral to your overall strategy.<\/p>\n The ideal life insurance strategy is influenced by several considerations, and as specialists in comprehensive wealth planning that looks beyond traditional investments to incorporate tools like life insurance, we ensure our strategies are fully integrated with your broader wealth plan to maximize benefits and minimize risks. This enhances your financial plan to thrive both in the present and the future.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” _builder_version=”4.27.4″ _module_preset=”default” background_color=”rgba(255,255,255,0.57)” background_image=”https:\/\/taxsmartinvesting.org\/wp-content\/uploads\/2021\/08\/crete-2880294_1920.jpg” background_blend=”lighten” box_shadow_style=”preset1″ disabled=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.18.0″ _module_preset=”default” custom_margin_tablet=”” custom_margin_phone=”-65px||||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Tax-Smart Investing” content_max_width=”1100px” _builder_version=”4.18.0″ _module_preset=”default” header_level=”h2″ header_font=”|700|||||||” header_font_size=”42px” header_line_height=”1.1em” body_font=”|600|||||||” body_text_color=”#115103″ body_font_size=”19px” body_letter_spacing=”2px” custom_margin_tablet=”” custom_margin_phone=”|-40px||-8px|false|false” custom_margin_last_edited=”on|phone” header_font_size_tablet=”42px” header_font_size_phone=”29px” header_font_size_last_edited=”on|phone” body_font_size_tablet=”19px” body_font_size_phone=”17px” body_font_size_last_edited=”on|phone” header_text_shadow_style=”preset1″ header_text_shadow_vertical_length=”0.07em” global_colors_info=”{}”]<\/p>\n Defining tax-smart investing:<\/p>\n [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.18.0″ _module_preset=”default” width=”100%” width_tablet=”100%” width_phone=”95%” width_last_edited=”on|desktop” max_width=”1250px” max_width_tablet=”1250px” max_width_phone=”1250px” max_width_last_edited=”on|phone” custom_margin_tablet=”” custom_margin_phone=”-31px||||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||15px|-50px|false|false” custom_margin_tablet=”|30px|15px|30px|false|true” custom_margin_phone=”|21px|20px|21px|false|true” custom_margin_last_edited=”on|tablet” custom_padding=”||0px|||” text_text_shadow_style=”preset1″ text_text_shadow_vertical_length=”0.02em” global_colors_info=”{}”]<\/p>\n A wealth management focus on after-tax outcomes of investments.<\/strong><\/em> This includes but is not limited to investment accounts: ordinary income, interest income, capital gains, and dividend income; retirement accounts: tax-deferred and tax-favored; types of investments; location of investments; allocation of investments by type and category; timing of distributions by type and category; trust considerations; deductions by type and category.<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||-48px|||” custom_margin_tablet=”|30px|0px|30px|false|true” custom_margin_phone=”|21px|0px|21px|false|true” custom_margin_last_edited=”on|tablet” custom_padding=”||0px|||” text_text_shadow_style=”preset1″ text_text_shadow_vertical_length=”0.02em” global_colors_info=”{}”]An implementation of advanced <\/span>tax smart planning<\/span><\/a><\/span> strategies to transition away <\/span>from a traditional reactive model to proactive wealth management <\/b>in an effort to achieve the best possible tax efficiencies of asset allocations of taxable, tax-deferred and tax-favored investments.<\/span>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”15px” background_color=”rgba(0,0,0,0.4)” width=”100%” custom_margin=”30px||||false|false” custom_margin_tablet=”0px|65px||65px|false|true” custom_margin_phone=”|28px||28px|false|true” custom_margin_last_edited=”on|tablet” custom_padding=”13px|20px|13px|20px|true|true” custom_padding_tablet=”13px|25px|13px|25px|true|true” custom_padding_phone=”10px|0px|10px|20px|true|false” custom_padding_last_edited=”on|tablet” text_font_size_tablet=”15px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” module_alignment_tablet=”center” module_alignment_phone=”center” module_alignment_last_edited=”on|phone” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”]<\/p>\n Your current advisor and your investment statements likely only focus your performance on pre-tax figures, leaving you to sort out the actual after-tax results.<\/em><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” width=”100%” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|desktop” max_width=”1200px” max_width_tablet=”1200px” max_width_phone=”1200px” max_width_last_edited=”on|desktop” custom_margin=”25px||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”<\/p>\n Our focus is on after-tax, so you’ll have the solution before it ever becomes a problem.<\/strong><\/span> Schedule a conversation regarding your wealth management in Orange County HERE<\/span><\/a>.<\/p>\n ” content_phone=”<\/p>\n Our focus is on after-tax, so you’ll have the solution before it ever becomes a problem. <\/strong>Schedule a conversation regarding your wealth management in Orange County.<\/span><\/a><\/span><\/span><\/p>\n ” content_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”1px|||||” custom_margin_tablet=”-45px|30px||30px|false|true” custom_margin_phone=”-46px|26px|-46px|26px|true|true” custom_margin_last_edited=”on|tablet” text_text_color_tablet=”#FFFFFF” text_text_color_phone=”#FFFFFF” text_text_color_last_edited=”on|tablet” text_font_size_tablet=”” text_font_size_phone=”15px” text_font_size_last_edited=”on|phone” text_text_shadow_vertical_length_tablet=”0.01em” text_text_shadow_vertical_length_phone=”0.01em” text_text_shadow_vertical_length_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n Our focus is on after-tax, so you’ll have the solution before it ever becomes a problem<\/strong><\/span>. Schedule a conversation regarding your wealth management in Orange County HERE<\/span><\/a>.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” admin_label=”Welcome To Royal” _builder_version=”4.27.5″ background_color=”RGBA(0,0,0,0)” background_position=”top_left” custom_padding=”0px|0px|75px|0px||” disabled=”on” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.16″ background_color=”#0a0a0a” background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”2560px” custom_margin=”|auto|-18px|auto||” custom_padding=”0px||0px|||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ background_position=”top_left” custom_padding=”60px||||false|false” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”Wealth management should address the tax implications of your financial decisions” _builder_version=”4.18.0″ _module_preset=”default” header_text_align=”center” header_text_color=”#FFFFFF” header_font_size=”37px” header_letter_spacing=”2px” header_line_height=”1.2em” header_font_size_tablet=”32px” header_font_size_phone=”26px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_blurb][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” text_text_color=”#FFFFFF” text_letter_spacing=”2px” header_font=”||||” background_color=”#0a0a0a” background_size=”initial” background_position=”top_left” background_repeat=”repeat” z_index=”0″ width=”100%” max_width=”650px” module_alignment=”center” custom_margin=”40px||||false|false” custom_margin_tablet=”||40px||false|false” custom_margin_phone=”||50px|0px|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”|50px||50px|false|true” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|25px||25px|false|true” custom_padding_last_edited=”on|phone” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”4%” text_font_size_tablet=”13px” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”” text_orientation_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n<\/ul>\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n